At Toyota Insurance we understand that your vehicle is a critical part of your life. You can choose from two levels of motor vehicle cover:

• Comprehensive, or
• Third Party, Fire and Theft

Our Comprehensive Motor Vehicle Insurance policy will replace your Toyota if it is a total loss, so long as it is less than 3 years old and it has travelled less than 100,000kms. If your vehicle is not a Toyota we will replace it with a new vehicle of the same make and model if it becomes a total loss within the first 12 months of its registration as a new vehicle.

In addition, for all Toyota vehicles covered by the policy, we provide a Genuine Toyota parts guarantee and a lifetime guarantee on all repairs, provided you remain the owner of the vehicle.

With Comprehensive cover we can also help you with:

• Car hire for up to 14 days if your vehicle is stolen;
• Emergency travel and accommodation expenses;
• Protection of your 'no claim bonus' if you are not at fault;
• No fault excess benefit with nothing payable if you are not at fault and have provided us with full details of the other party;
• Protection of your legal liability and help with legal costs for damage to other people's property up to $20,000,000;
• Cover for your personal items in the vehicle up to $500;
• Cover for baby seats and capsules in the vehicle up to $500;
• Transfer of cover if you replace your vehicle;
• Optional windscreen cover and no-claim bonus rating one protection.
• (toyota.com.au)