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CARS REVIEW - Finance Gap Insurance


Finance Gap Insurance helps protect you from suffering significant financial loss.

If your new vehicle is stolen or damaged beyond repair, there may be a 'gap' between its insured value and what you still owe the financier. You may also suffer various out-of-pocket expenses while finding a replacement vehicle.

Finance Gap Insurance helps protect you from falling into this gap and suffering a financial loss and personal inconvenience.

Finance Gap provides up to $30,000 for the 'gap' between the insured value of your vehicle and the amount owed to your financier. It also provides up to $4,000 for additional expenses and up to $750 of any new finance establishment fees with Toyota Financial Services.

With a simple one-off premium, Finance Gap covers you for the duration of your finance contract.

Please note that Finance Gap Insurance does not cover any premiums which are owed for your comprehensive motor vehicle insurance policy.

You have a choice of 4 cover options:

  • Option 1: Up to $30,000 'gap' and up to $4,000 additional expenses
  • Option 2: Up to $15,000 'gap' and up to $4,000 additional expenses
  • Option 3: Up to $10,000 'gap' and up to $2,000 additional expenses
  • Option 4: Up to $10,000 'gap' and up to $1,000 additional expenses
  • (toyota.com.au)
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